Goo Finance
Retirement Calculator
Estimate the retirement corpus you may need, your future retirement expenses, and the monthly investment required to work towards your retirement goal.
Retirement Details
30 Years
18
75
Enter a valid current age.
60 Years
19
80
Retirement age must be greater than current age.
85 Years
50
110
Life expectancy must be greater than retirement age.
₹50,000
₹1K
₹10L
Enter a valid monthly expense.
6%
0%
15%
Enter an inflation rate between 0% and 15%.
12%
0%
30%
Enter a return between 0% and 30%.
7%
0%
20%
Enter a return between 0% and 20%.
₹5,00,000
₹0
₹5Cr
Enter a valid savings amount.
Required Retirement Corpus
₹5.20 Crore
Estimated corpus required at retirement
Monthly Expense at Retirement
₹2,87,175
Years Until Retirement
30 Years
Existing Savings at Retirement
₹14,98,700
Monthly Investment Needed
₹18,500
You may need additional monthly investments to reach your
retirement target.
Retirement Corpus Breakdown
Existing Savings:
20%
Required Investment:
80%
Retirement Savings Projection
| Year | Age | Annual Investment | Projected Corpus | Retirement Target |
|---|
* This projection assumes a constant return and monthly investments. Actual investment returns can fluctuate.
How the Retirement Calculator Works
Your current expenses are first adjusted for expected inflation until your retirement age. The calculator then estimates the corpus needed to fund your retirement expenses over the expected retirement period.
Future Expense = Current Expense × (1 + Inflation)^YearsRequired Corpus = Annual Retirement Expense × Annuity Factor
Required Monthly Investment = Retirement Shortfall ÷ Future Value Factor