Goo Finance Financial Tools

EMI Calculator

Calculate your Equated Monthly Instalment, estimate total interest, and explore how your loan balance changes throughout the repayment period.

01

Loan Details

Enter your loan information

INR (₹)
₹
₹1 Lakh₹5 Crore
Enter a loan amount between ₹1,000 and ₹100 Crore.
Per annum
% p.a.
0%25%
Use the annual interest rate offered by your lender.
Repayment period
years
1 year30 years
Choose a tenure from 1 month to 50 years.
02

Your EMI Summary

Your estimated loan repayment

Your results will appear here

Enter your loan details and select Calculate EMI to see your estimated monthly payment and repayment breakdown.

Your Monthly EMICalculation complete
₹0
Estimated fixed monthly repayment
Principal Amount
₹0
Amount borrowed
Total Interest
₹0
Estimated borrowing cost
Total Repayment
₹0
Principal + interest
Repayment Period
0 months
Number of instalments
Principal vs. Interest0% interest
Principal
₹0
Interest
₹0

Loan Repayment Journey

See how your outstanding balance reduces over time.

The chart shows the estimated remaining principal after scheduled repayments.

Amortization Schedule

Review how each repayment is divided between principal and interest.

Important information

This calculator provides estimates for a standard reducing-balance loan with monthly repayments. The actual EMI, interest, fees, and repayment schedule may differ depending on your lender's calculation method, disbursement date, rate changes, insurance, processing fees, and rounding practices. This tool is for illustration and financial planning, not a loan offer.

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