FD Calculator | Goo Finance
Goo Finance

FD Calculator

Calculate your Fixed Deposit maturity amount, interest earned, effective annual yield and year-wise growth.

FD Investment Details

Estimated Maturity Amount
₹1,41,159
Your estimated FD value at maturity.
Principal Invested ₹1,00,000
Interest Earned ₹41,159
Effective Annual Yield 7.19%
Quarterly Interest* ₹1,750
Investment Breakdown 70.8% principal • 29.2% interest
Interest Rate 7.00% p.a.
Compounding Quarterly
Total Tenure 5 Years
Total Interest ₹41,159

Year-wise FD Growth

Period Opening Balance Interest Closing Balance

FD Calculation Formula

The calculator uses a compound-interest model for estimating the maturity value of a cumulative fixed deposit.

A = P × (1 + r / n) ^ (n × t)

A = Maturity Amount   |   P = Principal   |   r = Annual Interest Rate   |   n = Compounding Frequency   |   t = Time in Years

Interest Earned = Maturity Amount − Principal

*Quarterly interest shown here is an estimate based on the original principal and annual rate. Actual bank payouts may follow different rules.

This calculator is for educational and financial-planning purposes. Actual FD maturity values may vary by bank, compounding convention, tenure calculation and applicable terms.

© Goo Finance. All rights reserved.
Scroll to Top